Pricing

No surprise fees. Save 80% vs Credit Cards.

New Signups Can Qualify for 0% Fees for the First Year

Apply Now
2%

That's all you pay

Online Merchants

Websites, e-commerce, subscriptions

  • Instant payment confirmation
  • Settle funds on your schedule
  • No chargeback risk
  • Works with existing checkout flows
  • Zero transaction or cashout fees

Brick & Mortar

In-person payments, local businesses

  • Accept payments instantly at point of sale
  • No disputed transactions or reversals
  • Funds available instantly
  • Simple setup with hardware you already have

Enterprise

Platforms, marketplaces, high-volume businesses

  • Stable pricing as you scale
  • Global payments without regional restrictions
  • Custom settlement and payout workflows
  • Built for high-throughput transactions

VPS is required for setup. No VPS? No problem! Vultr, Amazon and many other cloud providers offer free trials.

Setup in minutes, faster than a block can hash. Cancel anytime for free, no contract required.

Get BareBits

Why use BareBits?

💰

Lower Fees vs Credit Cards

Save 60-85% on processing fees compared to traditional payment processors. Credit cards charge 2.9% - 15%, we charge just 2%. Keep more of your money.

⚡

Instant Settlement

Receive payments instantly, not in 2-7 business days. Your money is available immediately when customers pay via Lightning Network.

🔒

No Hidden Fees

What you see is what you pay. No monthly minimums, no setup fees, no chargeback fees. Lightning lets us keep costs low and pass those savings onto you.

BareBits vs Competitors

Stripe CCBill
Processing Fees 2% per transaction
No per-transaction flat fee
No rolling reserves 		2.9% + $0.30 (US cards)
Higher for international & currency conversion
Additional fees for disputes 		10–15%+ effective fees (adult/high-risk)
Setup fees, rolling reserves, payout delays common
Fees vary by risk profile
Chargebacks & Disputes Bitcoin payments are final
No chargeback risks 		Mandatory chargebacks
$15 dispute fee per chargeback
Funds are frozen during disputes 		Chargebacks common in high-risk industry
Payout Speed Funds available instantly 2–7 business days (US)
Longer for new accounts or high-risk businesses 		Days or weeks depending on transfer speed and dispute resolution
Global Reach Every country on Earth.
No country-by-country approvals 		Available in ~45–50 countries
End customers need supported cards/banks 		International support, but region-dependent
Higher decline rates outside US
Industry Restrictions Any legal business Strict prohibited business list
Adult content, firearms, cannabis heavily restricted 		Adult-friendly
Other high-risk industries still restricted or costly
Account Stability You are always in control of your funds Accounts can be frozen or terminated
Funds held during reviews 		Accounts subject to risk audits
Reserve increases without notice possible
Processing Fees
2% per transaction
No per-transaction flat fee
No rolling reserves
Chargebacks & Disputes
No chargebacks
Bitcoin payments are final
No dispute management overhead
Payout Speed
Instant settlement
Funds available immediately
No payout schedule or holds
Global Reach
Global by default
Works anywhere Bitcoin is accessible
No country-by-country approvals
Industry Restrictions
Built for high-risk & fringe industries
Adult, creators, alternative commerce supported
Case-by-case onboarding (not blanket bans)
Account Stability
Non-custodial
No sudden fund freezes
Merchant controls funds

Stripe

Processing Fees
2.9% + $0.30 (US cards)
Higher for international & currency conversion
Additional fees for disputes, etc.
Chargebacks & Disputes
Chargebacks supported
$15 dispute fee per chargeback
Funds can be frozen during disputes
Payout Speed
2–7 business days (US)
Longer for new accounts or high-risk businesses
Global Reach
Available in ~45–50 countries
End customers need supported cards/banks
Industry Restrictions
Strict prohibited business list
Adult content, firearms, cannabis heavily restricted
Account Stability
Accounts can be frozen or terminated
Funds held during reviews

CCBill

Processing Fees
10–15%+ effective fees (adult/high-risk)
Setup fees, rolling reserves, payout delays common
Fees vary by risk profile
Chargebacks & Disputes
Chargebacks common in adult industry
Dispute ratios heavily monitored
Accounts can be suspended
Payout Speed
Weekly or bi-weekly payouts
Rolling reserves often applied
Global Reach
International support, but region-dependent
Higher decline rates outside US/EU
Industry Restrictions
Adult-friendly
Other high-risk verticals still restricted or costly
Account Stability
Accounts subject to risk audits
Reserve increases without notice possible
Ready to get started?

Frequently Asked Questions

Yes! We offer flexible settlement options. You can receive funds in Bitcoin or convert to USD automatically. Full control over how you receive your money.

Our 2% fee is inclusive of network fees

No monthly fees, no setup fees, no hidden costs. You only pay the 2% per transaction fee. If you don't process any payments, you don't pay anything.

No fees for the first year, 2% after that. No contracts, cancel anytime.

Yes, BareBits works with all Bitcoin wallets including Lightning wallets. CashApp, Venmo, and PayPal all support Bitcoin.

Payments go directly from your customer to you and settle instantly.

No. There's no need to switch, you can use BareBits alongside your other current checkout options. We integrate with Shopify, Magneto, Woocommerce, and Odoo.

We don't know or store any information about your customers or their transactions. BareBits processing software runs on your secure, virtual server. See our privacy policy for more information.